116 Betts Rd, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 116 Betts Rd, Harrisonburg, VA 22802

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 1,957 sqft · built 1975
Lot Size	0.694 acres (30,231 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2017)
Tax Bill	$4,815 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`074 B 7`

Property Details

APN / Parcel Number

Primary APN	`074 B 7`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,957 sqft Living Area
Basement Area	1,632 sqft
Finished Basement	1,632 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Exterior Material	Aluminum Siding
Roof Material	Shingle
Lot Area	30,231 sqft (0.694 acres)
Garage Type	Detached
Garage Area	672 sqft
Driveway	Asphalt Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	80 sqft
Patio Area	420 sqft
Shed	1 Shed
Shed Area	1 sqft
Cabin	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	116 BETTS RD
City	HARRISONBURG
State	VA
Zip	22802-8751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	QUADRANT 1 SS BETTS RD
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	1
Census Block	1023
Census Tract	102

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
May 10, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
Feb 9, 2017	Quit Claim Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2017 · Amount on Record
Deed Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	20173393
Deed Book / Page	4845 / 374
Prior Transfer Date	Feb 8, 2017
Prior Transfer Doc	4845/374
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Sep 24, 2026
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Document Number	0000021083
Book / Page	6099 / 1
Instrument Date	Sep 18, 2026
Instrument	202621083
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BETTS RD, HARRISONBURG, VA 22802-8751

Mortgage

Document Number	0000021083,
Date	Sep 24, 2026
Book Page	6099/1
Instrument	202621083

Lender

Name	MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2036

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BETTS RD, HARRISONBURG, VA 22802-8751

Mortgage

Document Number	005723/231
Date	Aug 9, 2023
Book Page	5723/231
Instrument	2023-16388

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4968/524
Date	Feb 8, 2018
Book Page	4968/524
Instrument	2018-00003163

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4876/628
Date	May 10, 2017
Book Page	4876/628
Instrument	2017-00013720

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 3, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	VS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5188/001
Date	Dec 2, 2019
Book Page	5188/001
Instrument	2019-29381

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	KVS TITLE LLC, VSTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5076/090
Date	Jan 3, 2019
Book Page	5076/090
Instrument	2019-00149

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Feb 9, 2017
Property Address	116 BETTS RD, HARRISONBURG, VA 22802-8751
Document Number	4845/374
Book / Page	4845 / 374
Instrument Date	Feb 8, 2017
Instrument	2017-00003393
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BETTS RD, HARRISONBURG, VA 22802-8751

Mortgage

Document Number	201700003394
Date	Feb 9, 2017
Instrument	2017-00003394

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,815.00 (+3.48%)	$476,800 (+1.47%) Land $85,000 Building $391,800	$476,800 (+1.47%) Land $85,000 Building $391,800
2025		$469,900 (+17.12%) Land $85,000 Building $384,900	$469,900 (+17.12%) Land $85,000 Building $384,900
2024	$4,653.00
2023		$401,200 Land $85,000 Building $316,200	$401,200 Land $85,000 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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