Hancock County and Tremont Town property record for 116 Bernard Rd, Bernard, ME 04612
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Nov 2025) |
| Tax Bill | $4,054 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | TREM M:017 L:013 |
| Primary APN | TREM M:017 L:013 |
|---|---|
| Alternative APN |
|
| Lot Area | 45,302 sqft (1.04 acres) |
|---|
| Account Number | 463 |
|---|---|
| Street Address | 116 BERNARD RD |
| City | BERNARD |
| State | ME |
| Zip | 04612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 13 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 966200 |
116 Bernard Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Hancock County and Tremont Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 BERNARD RD, BERNARD, ME 04612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on File |
| Deed Sale | Nov 17, 2025 · Amount on File |
| Deed Document Number | 202515250 |
| Deed Book / Page | 7418 / 104 |
| Prior Transfer Date | Jul 25, 2024 |
| Prior Transfer Doc | 0073370152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TREMONT ME |
| Recording Date | Nov 17, 2025 |
| Property Address | 116 BERNARD RD, BERNARD, ME 04612 |
| Document Number | 0074180104 |
| Book / Page | 7418 / 104 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025015250 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 2025015251 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025015251 |
| Name | NORTHEAST HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 116 Bernard Rd was $4,054, up 7.2% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,054.00 (+7.25%) | $408,700 (-) Land $176,700 Building $232,000 |
| 2024 | $3,780.00 (+18.31%) | $408,700 (+64%) Land $176,700 Building $232,000 |
| 2023 | $3,195.00 (+10.13%) | $249,200 (-) Land $117,300 Building $131,900 |
| 2022 | $2,901.00 | $249,200 Land $117,300 Building $131,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 116 Bernard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 116 Bernard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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