Hancock County and Tremont Town property record for 109 Bernard Rd, Bernard, ME 04612
| Lot Size | 1.44 acres (62,726 sqft) |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $4,027 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | TREM M:017 L:057 |
| Primary APN | TREM M:017 L:057 |
|---|---|
| Alternative APN |
|
| Lot Area | 62,726 sqft (1.44 acres) |
|---|
| Account Number | 1153 |
|---|---|
| Street Address | 109 BERNARD RD |
| City | BERNARD |
| State | ME |
| Zip | 04612 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Lot Number | 57 |
| Jurisdiction | TREMONT ME |
| Township / Civil Division | TREMONT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 966200 |
109 Bernard Rd is owned by an individual.
Source: Hancock County and Tremont Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 447 CONSHOHOCKEN STATE RD, GLADWYNE, PA 19035-1421 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Bernard Rd was $4,027, up 7.2% from the year before.
Source: Hancock County and Tremont Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Tremont Town |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Elementary School District | Tremont (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,027.00 (+7.24%) | $405,900 (-) Land $186,300 Building $219,600 |
| 2024 | $3,755.00 (+16.4%) | $405,900 (+61.33%) Land $186,300 Building $219,600 |
| 2023 | $3,226.00 (+10.14%) | $251,600 (-) Land $123,400 Building $128,200 |
| 2022 | $2,929.00 | $251,600 Land $123,400 Building $128,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 109 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1982–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bernard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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