116 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 116 Atlantic Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,728 sqft · built 2021
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Aug 2020)
Tax Bill	$11,604 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WEST M:165 B:95`

Property Details

APN / Parcel Number

Primary APN	`WEST M:165 B:95`
Alternative APNs	`M:165 B:95 L` `12190710`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,960 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12190710
Street Address	116 ATLANTIC AVE
City	WESTERLY
State	RI
Zip	02891-4307
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	95
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1070
Census Tract	51000

Owner

Source: Westerly Town records · APN WEST M:165 B:95

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	420 TOBY HILL RD, WESTBROOK, CT 06498-3523
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20203898
Deed Book / Page	2020 / 16811
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 24, 2020
Property Address	116 ATLANTIC AVE, WESTERLY, RI 02891-4307
Document Number	2020-6811
Book / Page	002020 / 016811
Instrument Date	Aug 14, 2020
Instrument	3898
Transaction Type	Transfer
Record Updated	Nov 09, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 TOBY HILL RD WESTBROOK CT 064983523, WESTBROOK, CT 06498-3523

Mortgage

Document Number	2020-6813
Date	Aug 24, 2020
Book Page	002020/016813
Instrument	3899

Lender

Name	DIME BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,604.00 (-0.48%)	$1,632,000 (+34.64%) Land $1,116,300 Building $515,700
2023	$11,660.00 (+84.99%)	$1,212,100 (+83.85%) Land $797,400 Building $414,700
2022	$6,303.00	$659,300 Land $634,300 Building $25,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.