1. Home
  2. Rhode Island
  3. Westerly
  4. Atlantic Ave

115 Atlantic Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 115 Atlantic Ave, Westerly, RI 02891

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1.5 ba · 1,266 sqft · built 1957
Lot Size0.23 acres (10,000 sqft)
OwnerCompany Name on Record
Last Sale$1,620,000 (Jul 2004)
Tax Bill$20,023 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2020 Transfer
Flood ZoneZone VE (high risk)
APNWEST M:176 B:24

Property Details

APN / Parcel Number

Primary APNWEST M:176 B:24
Alternative APNs
  • M:176 B:24 L
  • 19178460

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,266 sqft Living Area
Gross Area2,742 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number19178460
Street Address115 ATLANTIC AVE
CityWESTERLY
StateRI
Zip02891-4301
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Block24
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1073
Census Tract51000

Owner

Source: Westerly Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address753 THOMPSON RD, THOMPSON, CT 06277-1939
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage
BANK OF AMIERCA NA
Jul 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2004 · Amount on Record
Deed SaleJul 12, 2004 · Amount on Record
Deed Book / Page1306 / 257
Last Transfer DateJul 24, 2020
Transfer Doc2020-14878
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Recording DateJun 12, 2026
Property Address115 ATLANTIC AVE, WESTERLY, RI 02891-4301
Document Number02026-9179
Book / Page2026 / 9179
Instrument DateJun 12, 2026
Instrument20261973
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 ATLANTIC AVE, WESTERLY, RI 02891-4301

Mortgage

Document Number0000001973,
DateJun 12, 2026
Book Page2026/9179
Instrument20261973
Lender
NameBANK OF AMIERCA NA
Agreement
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateJul 30, 2020
Property Address115 ATLANTIC AVE, WESTERLY, RI 02891-4301
Document Number2020-4878
Book / Page002020 / 014878
Instrument DateJul 24, 2020
Instrument3454
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address753 THOMPSON RD THOMPSON CT 062771939, THOMPSON, CT 06277-1939

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$20,023.00 (+1.79%)$2,816,200 (+37.72%) Land $2,553,900 Building $262,300
2023$19,671.00 (+0.63%)$2,044,800 (-) Land $1,823,900 Building $220,900
2022$19,548.00$2,044,800 Land $1,823,900 Building $220,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Atlantic Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures