116 Arrowpoint Cv, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 116 Arrowpoint Cv, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,486 sqft · built 1993
Lot Size0.396 acres (17,291 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (Nov 2013)
Tax Bill$3,549 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-595-9061-2

Property Details

APN / Parcel Number

Primary APNC56-000-595-9061-2
Alternative APN
  • 19-1S-22-475B-0000-0490

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,486 sqft Heated Area
Gross Area3,278 sqft
1st Floor Area1,232 sqft
Upper Floors Area1,254 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialWood
Lot Area17,291 sqft (0.396 acres)
Garage TypeFinished
Garage Area528 sqft
PorchOpen Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address116 ARROWPOINT CV
CityVALPARAISO
StateFL
Zip32580-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN SHORES PH II LOT 49
Legal Range22
Legal Township01S
Legal Section19
Legal SubdivisionINDIAN SHORES PHASE II
Legal Phase2
Legal Lot Number49
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group5
Census Block5004
Census Tract21200

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address116 ARROWPOINT CV, VALPARAISO, FL 32580-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleNov 6, 2013 · Amount on Record
Deed SaleNov 6, 2013 · Amount on Record
Prior SaleNov 6, 2013 · Amount on Record
Deed Document Number0031243649
Deed Book / Page3124 / 3649
Last Transfer DateAug 19, 2025
Transfer Doc0003769367
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address116 ARROWPOINT CV, VALPARAISO, FL 32580-1607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 ARROMPOINT COVE, VALPARAISO, FL 32580-1607

Mortgage

Document Number0034783648
DateJul 29, 2020
Book Page3478/3648
Instrument3376913
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,549.00 (+10.53%) Homeowner's exemption$279,991 (+5.99%)$440,207 (+1.98%) Land $120,254 Building $319,953
2023$3,211.00 (+2.75%) Homeowner's exemption$264,175 (+3%)$431,645 (+9.13%) Land $101,503 Building $330,142
2022$3,125.00 Homeowner's exemption$256,481$395,527 Land $84,060 Building $311,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims67 (1990–2020)
Claims Outside the SFHA15 of 67
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Georges, Oct 1998 · 5 claims
  • Hurricane Opal, Oct 1995 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
1,000 / 35
City of Valparaiso
Cable
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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