113 Arrowpoint Cv, Valparaiso, FL 32580 Property Records

Okaloosa County property record for 113 Arrowpoint Cv, Valparaiso, FL 32580

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1993
Lot Size0.355 acres (15,444 sqft)
Owner2 Individual Names on Record
Tax Bill$2,728 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-595-9059-6

Property Details

APN / Parcel Number

Primary APNC56-000-595-9059-6
Alternative APNs
  • 19-1S-22-475B-0000-0470
  • 22S119475B00000470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,028 sqft Living Area
Gross Area2,896 sqft
1st Floor Area2,028 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area15,444 sqft (0.355 acres)
Garage TypeAttached
Garage Area598 sqft
PorchFlorida Room
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address113 ARROWPOINT CV
CityVALPARAISO
StateFL
Zip32580-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN SHORES PH II LOT 47
Legal Range22W
Legal Township01S
Legal Section19
Legal SubdivisionINDIAN SHORES
Legal Phase2
Legal Lot Number47
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group5
Census Block5004
Census Tract21200

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 ARROWPOINT CV, VALPARAISO, FL 32580-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address113 ARROWPOINT CV, VALPARAISO, FL 32580-1608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033572453
DateJul 5, 2018
Book Page3357/2453
Instrument3217465
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 4, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityValparaiso City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,728.00 (+10.94%) Homeowner's exemption Veteran's exemption$229,793 (+5.99%)$417,327 (+3.38%) Land $120,254 Building $297,073
2023$2,459.00 (+3.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$216,813 (+3%)$403,696 (+9.8%) Land $101,503 Building $302,193
2022$2,387.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$210,498$367,651 Land $84,060 Building $283,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims67 (1990–2020)
Claims Outside the SFHA15 of 67
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Georges, Oct 1998 · 5 claims
  • Hurricane Opal, Oct 1995 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VALPARAISO
serves 5,722 people · EPA ID FL1460149
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber
1,000 / 35
City of Valparaiso
Cable
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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