Frederick County property record for 115 Accomack Cir, Stephens City, VA 22655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,664 sqft · built 1983 |
| Lot Size | 0.37 acres (16,210 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,556 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 75E1-3-180 |
| Primary APN | 75E1-3-180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,210 sqft (0.37 acres) |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8023972 |
|---|---|
| Street Address | 115 ACCOMACK CIR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | FREDERICKTOWNE L180 S3 |
| Legal Subdivision | FREDERICKTOWNE |
| Legal Lot Number | 180 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50804 |
115 Accomack Cir is owned and occupied by two individuals.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage MCCANN MTG |
| Nov 29, 2019 | Deed of Trust, Mortgage · Line of Credit BB&T LN SVCS DOCUMENT CONTROL |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 115 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708 |
| Document Number | 0000018027 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 115 ALDERMAN WAY WINCHESTER VA 22602, WINCHESTER, VA 22602 |
| Document Number | 0000018027 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 18027 |
| Name | MCCANN MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 115 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708 |
| Document Number | 0000013337 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 ACCOMACK CIR STEPHENS CITY VA 226552708, STEPHENS CITY, VA 22655-2708 |
| Document Number | 0000013337 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 13337 |
| Name | BB&T LN SVCS DOCUMENT CONTROL |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 115 Accomack Cir was $1,556, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,556.00 (+10.43%) | $293,500 Land $88,000 Building $205,500 | $293,500 Land $88,000 Building $205,500 |
| 2025 | $1,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Accomack Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Accomack Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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