116 3rd St S, Waterville, MN 56096 Property Records

Le Sueur County property record for 116 3rd St S, Waterville, MN 56096

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	4,210 sqft · built 1899
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Nov 2019)
Tax Bill	$2,606 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`24.510.1010`

Property Details

APN / Parcel Number

Primary APN	`24.510.1010`

Interior

Building Area	4,210 sqft Gross Area
Basement Area	2,311 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Lot Area	4,320 sqft (0.099 acres)
Garage Area	448 sqft
Porch	Slab
Porch Area	690 sqft

Location & Zoning

Street Address	116 3RD ST S
City	WATERVILLE
State	MN
Zip	56096-1445
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	CITY OF WATERVILLE BLOCK-013 N 44 FT OF LOT 7 & S 21 FT OF LOT 1
Legal Subdivision	CITY OF WATERVILLE
Legal Block	13
Legal Lot Number	1,7
Jurisdiction	LE SUEUR MN
Township / Civil Division	WATERVILLE
Census Block Group	4
Census Block	4003
Census Tract	950400

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 COTTRILL ST N, WATERVILLE, MN 56096-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK LECENTER
Nov 30, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Nov 30, 2018
Deed Document Number	2019424700
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	000A419125
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Nov 15, 2019
Property Address	116 3RD ST S, WATERVILLE, MN 56096-1445
Document Number	000A424700
Instrument Date	Nov 13, 2019
Instrument	A424700
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	116 COTTRILL ST N, WATERVILLE, MN 56096-1202

Mortgage

Document Number	000A424701
Date	Nov 15, 2019
Instrument	A424701

Lender

Name	FIRST STATE BANK LECENTER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

November 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LE SUEUR MN
Recording Date	Nov 30, 2018
Property Address	116 3RD ST S, WATERVILLE, MN 56096-1445
Document Number	000A419125
Instrument Date	Nov 28, 2018
Instrument	A419125
Transaction Type	Foreclosure
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Le Sueur County
Municipality	Waterville City
Unified School District	Waterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,606.00	$138,600 (+18.26%) Land $37,200 Building $101,400	$138,600 (+18.26%) Land $37,200 Building $101,400
2025	$2,606.00 (+27.5%)
2023	$2,044.00	$117,200 Land $32,200 Building $85,000	$117,200 Land $32,200 Building $85,000
2022	$2,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1983–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waterville serves 1,868 people · EPA ID MN1400015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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