Le Sueur County property record for 103 3rd St S, Waterville, MN 56096
| Property Type | Commercial |
|---|---|
| Details | 5,400 sqft · built 1899 |
| Lot Size | 0.124 acres (5,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,000 (Jul 2017) |
| Tax Bill | $1,556 (2026) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 24.510.0700 |
| Primary APN | 24.510.0700 |
|---|
| Building Area | 5,400 sqft Gross Area |
|---|
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 5,412 sqft (0.124 acres) |
| Lot Dimensions | 132 ft deep x 41 ft wide |
| Garage Area | 5,400 sqft |
| Parking Spaces | 9 Parking Spaces |
| Street Address | 103 3RD ST S |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-1444 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | CITY OF WATERVILLE BLOCK-012 N 41 FT OF LOTS 4-5 |
| Legal Subdivision | CITY OF WATERVILLE |
| Legal Block | 12 |
| Legal Lot Number | 4,5 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 950400 |
103 3rd St S, a commercial property, is owned by two individuals who bought it in July 2017.
Source: Le Sueur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 227 BUCHANNON ST N, WATERVILLE, MN 56096-1128 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on File |
| Deed Sale | Jul 12, 2017 · Amount on File |
| Deed Document Number | 2017410973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE SUEUR MN |
| Recording Date | Jul 12, 2017 |
| Property Address | 103 3RD ST S, WATERVILLE, MN 56096-1444 |
| Document Number | 000000410973 |
| Instrument | 000000410973 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000000410974 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 000000410974 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 103 3rd St S was $1,556.
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| Municipality | Waterville City |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,556.00 | $83,300 Land $30,800 Building $52,500 | $83,300 Land $30,800 Building $52,500 |
| 2025 | $1,556.00 | ||
| 2023 | $1,018.00 | $60,200 Land $25,800 Building $34,400 | $60,200 Land $25,800 Building $34,400 |
| 2022 | $1,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 3rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1983–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 3rd St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waterville serves 1,868 people · EPA ID MN1400015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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