116 10th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 116 10th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,128 sqft · built 2004
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2024)
Tax Bill	$830 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3A3 118C 57A`

Property Details

APN / Parcel Number

Primary APN	`3A3 118C 57A`
Alternative APNs	`3A3 1 18C 57` `20556`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20556
Old Parcel Number	3A3 1 18C 57
Street Address	116 10TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 57,58,59,60 BK 18C DB 982 PG 1842(ON PLAT AS 57B)
Legal Subdivision	CLASSIC SHORE ADD
Legal Block	18C
Legal Lot Number	57-60 58
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	10402

Owner

116 10th St is owned and occupied by an individual who bought it in August 2024.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	116 10TH ST, COLONIAL BEACH, VA 22443-1504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	09821842
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	116 10TH ST, COLONIAL BEACH, VA 22443-1504
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	LAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009702216
Date	Aug 30, 2023
Instrument	09702216

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 9, 2022
Property Address	116 10TH ST, COLONIAL BEACH, VA 22443-1504
Document Number	0009580785
Instrument Date	Jul 26, 2022
Instrument	09580785
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 19TH ST, COLONIAL BEACH, VA 22443

Mortgage

Document Number	0009580788
Date	Aug 9, 2022
Instrument	09580788

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	May 11, 2017
Property Address	116 10TH ST, COLONIAL BEACH, VA 22443-1504
Document Number	0008950559
Instrument Date	Apr 28, 2017
Instrument	08950559
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 10TH ST, COLONIAL BEACH, VA 22443-1504
Investor	Possibly a Property Investor

Mortgage

Document Number	08950562
Date	May 11, 2017
Instrument	08950562

Lender

Name	FRANKLIN AMERICAN MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 116 10th St was $830.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$830.00	$197,800 Land $64,100 Building $133,700	$197,800 Land $64,100 Building $133,700
2023		$197,800 Land $64,100 Building $133,700	$197,800 Land $64,100 Building $133,700
2022	$791.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 individual policies
Nearby Flood Policies	53 units insured incl. 33 condo units
Nearby Flood Claims	2 (2006–2021)
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures