11596 Lower Circle Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 11596 Lower Circle Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,344 sqft · built 1988
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Feb 2023)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-900-007-000`

Property Details

APN / Parcel Number

Primary APN	`020-900-007-000`
Alternative APN	`20-900-07-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	2,344 sqft
Basement Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Traditional
Lot Area	16,553 sqft (0.38 acres)
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	2,344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	20-900-07-000
Street Address	11596 LOWER CIRCLE DR
City	GRASS VALLEY
State	CA
Zip	95949-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-X
Legal Description	LOT 104 ALTA SIERRA ESTS #11
Legal Subdivision	ALTA SIERRA ESTS #11
Legal Lot Number	104
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	102

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST US COMMUNITY CU
Aug 12, 2020	Grant Deed, Transfer · Conventional Mortgage BOKF NA
May 7, 2018	Deed of Trust, Transfer · Conventional Mortgage LEO J III ROY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20232339
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000023501
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 22, 2023
Property Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644
Document Number	0000002339
Map Reference	MB 3 PG 21
Instrument Date	Feb 10, 2023
Instrument	20230002339
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644

Mortgage

Document Number	0000002340
Date	Feb 22, 2023
Instrument	20230002340

Lender

Name	FIRST US COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Mar 1, 2038
Max Rate At Change	11.7%
Index	10-Year TN
Margin	1
Max Rate	11.7%

Mortgage

Document Number	0000002341
Date	Feb 22, 2023
Instrument	20230002341

Lender

Name	FIRST US COMMUNITY CU
Type	Credit Union
Address	SACRAMENTO, CA 95825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 4, 2043

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 12, 2020
Property Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644
Document Number	0000019445
Map Reference	MB 3 PG 21
Instrument Date	Aug 6, 2020
Instrument	20200019445
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644

Mortgage

Document Number	0000019446
Date	Aug 12, 2020
Instrument	20200019446

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	11596 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6644
Document Number	0000009645
Instrument Date	May 7, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11596 LOWER CIRCLE DR GRASS VALLEY CA 959496644, GRASS VALLEY, CA 95949-6644

Mortgage

Document Number	0000009645
Date	May 15, 2018
Instrument	9645

Lender

Name	LEO J III ROY
Address	1133 FERN AVE, BREA, CA 92821-5218

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,439 (+2%) Land $95,508 Building $466,931
2025	$5,962.00 (+15.9%) Homeowner's exemption	$551,412 (+17.78%) Land $93,636 Building $457,776
2023	$5,144.00 (+2.1%)	$468,180 Land $93,636 Building $374,544	$468,360
2022	$5,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LOMA RICA serves 14,072 people · EPA ID CA2910006
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

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