1159 Stella Rd, Prospect, TN 38477 Property Records

Giles County property record for 1159 Stella Rd, Prospect, TN 38477

Property Summary

Property Type	Rural Home
Details	1 ba · 1,098 sqft · built 1980
Lot Size	83.4 acres (3,632,904 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,500 (Sep 2008)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`028145 01900`

Property Details

APN / Parcel Number

Primary APN	`028145 01900`
Alternative APN	`145 01900`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft
Attic	Attic
Attic Area	1,098 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,632,904 sqft (83.4 acres)
Porch	Slab
Porch Area	300 sqft
Pole Barn	2,000 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1159 STELLA RD
City	PROSPECT
State	TN
Zip	38477-6511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	920700

Owner

Source: Giles County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 SILK HOPE LIBERTY RD, SILER CITY, NC 27344-7169
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2008 · Amount on Record
Deed Sale	Sep 24, 2008 · Amount on Record
Prior Sale	May 17, 1989 · Amount on Record
Deed Book / Page	336 / 592
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jul 16, 2026
Property Address	1159 STELLA RD, PROSPECT, TN 38477-6511
Document Number	0000159237
Book / Page	418 / 676
Instrument Date	Jul 10, 2026
Instrument	2026159237
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 STELLA RD, PROSPECT, TN 38477-6511

Mortgage

Document Number	0000159237,
Date	Jul 16, 2026
Book Page	699/716
Instrument	2026159237

Lender

Name	FIRST S FARM CREDIT ACA

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (+16.08%) Additional exemption filed	$44,450 (-) Land $21,825 Building $22,625
2024	$883.00 Additional exemption filed	$44,450 (-) Land $21,825 Building $22,625
2023	$883.00 Additional exemption filed	$44,450 (-) Land $21,825 Building $22,625
2022	$883.00	$44,450 Land $21,825 Building $22,625	$339,700 Land $249,200 Building $90,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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