705 Stella Rd, Prospect, TN 38477 Property Records

Giles County property record for 705 Stella Rd, Prospect, TN 38477

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$22,900 (Jun 2014)
Tax Bill	$567 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028145 02001`

Property Details

APN / Parcel Number

Primary APN	`028145 02001`
Alternative APN	`145 02001`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	720 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	705 STELLA RD
City	PROSPECT
State	TN
Zip	38477-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	920700

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 STELLA RD, PROSPECT, TN 38477-6509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST TN NAT'L BK
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PULASKI TN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2014 · Amount on Record
Deed Sale	Jun 5, 2014 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	14098791
Deed Book / Page	359 / 452
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	705 STELLA RD, PROSPECT, TN 38477-6509
Document Number	0000122781
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122781
Date	Jul 30, 2019
Book Page	000584/000218
Instrument	122781

Lender

Name	FIRST TN NAT'L BK
Type	Bank
Address	PULASKI, TN 38478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2039

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	705 STELLA RD, PROSPECT, TN 38477-6509
Document Number	0000117399
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117399
Date	Jul 5, 2018
Book Page	000569/000144
Instrument	117399

Lender

Name	FIRST NAT'L BK/PULASKI TN
Address	PULASKI, TN 38478

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (+15.95%)	$24,600 (-) Land $5,600 Building $19,000
2024	$489.00	$24,600 (-) Land $5,600 Building $19,000
2023	$489.00	$24,600 (-) Land $5,600 Building $19,000
2022	$489.00	$24,600 Land $5,600 Building $19,000	$98,400 Land $22,400 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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