1158 Village Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1158 Village Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,900 sqft · built 2013
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Jul 2017)
Tax Bill	$11,385 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-602-21-00`

Property Details

APN / Parcel Number

Primary APN	`122-602-21-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,900 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	31,799 sqft (0.73 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1158 VILLAGE DR
City	OCEANSIDE
State	CA
Zip	92057-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-A-MP-1
Legal Description	LOT 43 TR 015822
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015822
Legal Block	3
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

1158 Village Dr is owned and occupied by two individuals who bought it in July 2017.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1158 VILLAGE DR, OCEANSIDE, CA 92057-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 18, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Nov 19, 2013 · Amount on File
Deed Document Number	2017323274
Prior Transfer Date	Jan 14, 2015
Prior Transfer Doc	0000131628
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1158 VILLAGE DR, OCEANSIDE, CA 92057-1943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407513
Date	Sep 6, 2017
Instrument	2017-0407513

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	OCEANSIDE, CA 92057

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 30, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1158 VILLAGE DR, OCEANSIDE, CA 92057-1943
Document Number	0000425401
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1158 VILLAGE DR OCEANSIDE CA 920571943, OCEANSIDE, CA 92057-1943

Mortgage

Document Number	0000425401
Date	Sep 26, 2019
Instrument	425401

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2039

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2017
Property Address	1158 VILLAGE DR, OCEANSIDE, CA 92057-1943
Document Number	0000323274
Instrument Date	Jun 6, 2017
Instrument	323274
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$988.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1158 VILLAGE DR OCEANSIDE CA 920571943, OCEANSIDE, CA 92057-1943

Tax Assessment & Valuation

The 2025 property tax bill for 1158 Village Dr was $11,385 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,043,360 (+2%) Land $464,232 Building $579,128
2025	$11,385.00 Homeowner's exemption	$1,022,903 Land $455,130 Building $567,773
2023	$10,999.00 (+1.64%) Homeowner's exemption	$983,184 Land $437,457 Building $545,727
2022	$10,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1158 Village Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1158 Village Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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