1150 Village Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1150 Village Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,416 sqft · built 2013
Lot Size	0.292 acres (12,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jul 2018)
Tax Bill	$13,929 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-602-23-00`

Property Details

APN / Parcel Number

Primary APN	`122-602-23-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,416 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	12,724 sqft (0.292 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1150 VILLAGE DR
City	OCEANSIDE
State	CA
Zip	92057-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-A-MP-1
Legal Description	LOT 45 TR 015822
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015822
Legal Block	3
Legal Lot Number	45
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 VILLAGE DR, OCEANSIDE, CA 92057-1943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 31, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	2018312515
Prior Transfer Date	Oct 1, 2013
Prior Transfer Doc	0000602036
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1150 VILLAGE DR, OCEANSIDE, CA 92057-1943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 VILLAGE DR, OCEANSIDE, CA 92057-1943

Mortgage

Document Number	0000742969
Date	Nov 23, 2020
Instrument	2020-0742969

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1150 VILLAGE DR, OCEANSIDE, CA 92057-1943
Document Number	0000576164
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1150 VILLAGE DR OCEANSIDE CA 920571943, OCEANSIDE, CA 92057-1943

Mortgage

Document Number	0000576164
Date	Dec 11, 2019
Instrument	576164

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2018
Property Address	1150 VILLAGE DR, OCEANSIDE, CA 92057-1943
Document Number	0000312515
Instrument Date	Jul 27, 2018
Instrument	312515
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1150 VILLAGE DR OCEANSIDE CA 920571943, OCEANSIDE, CA 92057-1943

Mortgage

Document Number	312516
Date	Jul 31, 2018
Instrument	312516

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,137,822 (+2%) Land $568,911 Building $568,911
2025	$13,929.00 (+1.03%) Homeowner's exemption	$1,115,512 (+4.04%) Land $557,756 Building $557,756
2023	$13,787.00 (+1.43%) Homeowner's exemption	$1,072,198 Land $536,099 Building $536,099
2022	$13,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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