Lafayette County property record for 1158 E Wellsgate Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,156 sqft · built 2004 |
| Lot Size | 0.578 acres (25,176 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,100 (Jul 2013) |
| Tax Bill | $4,650 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 146Y-23-188.00 |
| Primary APN | 146Y-23-188.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,156 sqft Living Area |
| 1st Floor Area | 2,050 sqft |
| 2nd Floor Area | 639 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 25,176 sqft (0.578 acres) |
| Lot Dimensions | 213 ft deep x 117 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19716 |
|---|---|
| Street Address | 1158 E WELLSGATE DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 WELLSGATE PHASE II PREV APN: 088K-23-041 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 23 |
| Legal Subdivision | WELLSGATE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1158 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Sep 25, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on Record |
| Deed Sale | Jul 16, 2013 · Amount on Record |
| Deed Document Number | 20136643 |
| Last Transfer Date | Sep 21, 2020 |
| Transfer Doc | 202009185 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 1158 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202011035 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 202011035 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 25, 2020 |
| Property Address | 1158 E WELLSGATE DR, OXFORD, MS 38655-5951 |
| Document Number | 202009185 |
| Map Reference | CAB B PG 31 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 202009185 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 SAUCER LN, 103, OXFORD, MS 38655-6018 |
| Name | Verified Name |
|---|---|
| Address | 1158 E WELLSGATE DR, OXFORD, MS 38655-5951 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,650.00 (+23.97%) Homeowner's exemption | $49,757 (+22.19%) | $497,570 (+22.19%) Land $70,000 Building $427,570 |
| 2023 | $3,751.00 Homeowner's exemption | $40,722 | $407,220 Land $70,000 Building $337,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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