1156 E Wellsgate Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1156 E Wellsgate Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,258 sqft · built 2004
Lot Size	0.702 acres (30,591 sqft)
Owner	Individual Name on Record
Last Sale	$451,800 (Feb 2020)
Tax Bill	$3,921 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146Y-23-189.00`

Property Details

APN / Parcel Number

Primary APN	`146Y-23-189.00`
Alternative APNs	`088K-23-042` `19718`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
1st Floor Area	2,126 sqft
2nd Floor Area	764 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	30,591 sqft (0.702 acres)
Lot Dimensions	225 ft deep x 135 ft wide
Patio Area	224 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19718
Street Address	1156 E WELLSGATE DR
City	OXFORD
State	MS
Zip	38655-5951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 WELLSGATE PHASE II PREV APN: 088K-23-042
Legal Range	04W
Legal Township	08S
Legal Section	23
Legal Subdivision	WELLSGATE PHASE II
Legal Phase	2
Legal Lot Number	24
Jurisdiction	LAFAYETTE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	950404

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1156 E WELLSGATE DR, OXFORD, MS 38655-5951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2020 · Amount on Record
Deed Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	20201189
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Feb 11, 2020
Property Address	1156 E WELLSGATE DR, OXFORD, MS 38655-5951
Document Number	202001189
Map Reference	CAB B SL 31
Instrument Date	Feb 7, 2020
Instrument	202001189
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	226 CHERRY ST, 226, ARKADELPHIA, AR 71923-5113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1156 E WELLSGATE DR, OXFORD, MS 38655-5951

Mortgage

Document Number	202001194
Date	Feb 11, 2020
Instrument	202001194

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,921.00 (+24.24%) Homeowner's exemption	$42,436 (+22.16%)	$424,360 (+22.16%) Land $70,000 Building $354,360
2023	$3,156.00 Homeowner's exemption	$34,738	$347,380 Land $70,000 Building $277,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20