1158 Cedar St, Montara, CA 94037 Property Records

San Mateo County property record for 1158 Cedar St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,847 sqft · built 2018
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Trust Names on File
Last Sale	$2,425,000 (Apr 2026)
Tax Bill	$28,452 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-073-550`

Property Details

APN / Parcel Number

Primary APN	`036-073-550`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,847 sqft Living Area
1st Floor Area	1,375 sqft
2nd Floor Area	1,472 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1158 CEDAR ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 14 15 BLK 24 MONTARA AMEND & SUPP RSM 5/35
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	24
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	4
Census Block	4009
Census Tract	613600

Owner

1158 Cedar St is owner-occupied and held in a trust since April 2026.

Source: San Mateo County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1158 CEDAR ST, MONTARA, CA 94037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 10, 2026	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 6, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 5, 2017	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	202618808
Prior Transfer Date	Apr 3, 2017
Prior Transfer Doc	0000029785
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Apr 29, 2026
Property Address	1158 CEDAR ST, MONTARA, CA 94037
Document Number	0000022765
Instrument Date	Apr 10, 2026
Instrument	202622765
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1158 CEDAR ST, MONTARA, CA 94037

Mortgage

Document Number	0000022765,
Date	Apr 29, 2026
Instrument	202622765

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 10, 2026
Property Address	1158 CEDAR ST, MONTARA, CA 94037
Document Number	0000018808
Instrument Date	Apr 8, 2026
Instrument	2026.18808
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$269,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1158 CEDAR ST, MONTARA, CA 94037

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 6, 2021
Property Address	1158 CEDAR ST, MONTARA, CA 94037
Document Number	0000072284
Map Reference	MB 5 PG 35
Instrument Date	Apr 29, 2021
Instrument	2021-072284
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,128.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1024 JACKLING DR, HILLSBOROUGH, CA 94010-6130

Mortgage

Document Number	0000072285
Date	May 6, 2021
Instrument	2021-072285

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	1.09%
Index	1-Year CMT
Max Rate	1.09%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 1, 2019
Property Address	1158 CEDAR ST, MONTARA, CA 94037
Document Number	0000060925
Instrument Date	Jul 26, 2019
Instrument	60925
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1191 CEDAR ST MONTARA CA 940379881, MONTARA, CA 94037-9881

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 5, 2017
Property Address	1158 CEDAR ST, MONTARA, CA 94037
Document Number	0000029785
Map Reference	MAP5 PG35
Instrument Date	Apr 3, 2017
Instrument	2017-029785
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	TICOR TITLE CO OF CA SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1278 41ST AVE, SAN FRANCISCO, CA 94122-1205

Mortgage

Document Number	0000029786
Date	Apr 5, 2017
Instrument	2017-029786

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1158 Cedar St was $28,452, up 9.3% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,136,393 (+2%) Land $673,487 Building $1,462,906
2025	$28,452.00 (+9.34%)	$2,094,504 Land $660,282 Building $1,434,222
2024	$26,021.00 (-0.73%)
2023	$26,212.00 (+3.84%)	$2,013,174 Land $634,644 Building $1,378,530	$1,785,150
2022	$25,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1158 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1158 Cedar St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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