San Mateo County property record for 1128 Cedar St, Montara, CA 94037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1964 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $275,000 (Oct 1993) |
| Tax Bill | $7,815 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-073-090 |
| Primary APN | 036-073-090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1128 CEDAR ST |
|---|---|
| City | MONTARA |
| State | CA |
| Zip | 94037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 21 22 BLK 24 MONTARA AMEND & SUPP |
| Legal Subdivision | MONTARA AMEND & SUPP |
| Legal Block | 24 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 613600 |
1128 Cedar St is owner-occupied and held in a trust since August 2022.
Source: San Mateo County records, as of October 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 871132, MONTARA, CA 94037 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 1993 · Amount on File |
| Deed Sale | Oct 6, 1993 · Amount on File |
| Deed Document Number | 1993169496 |
| Last Transfer Date | Aug 8, 2022 |
| Transfer Doc | 0000061178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 16, 2022 |
| Property Address | 1128 CEDAR ST, MONTARA, CA 94037 |
| Document Number | 0000061178 |
| Map Reference | MB 5 PG 35 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022-061178 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | PO BOX 871132, MONTARA, CA 94037 |
The 2025 property tax bill for 1128 Cedar St was $7,815 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,730 (+2%) Land $238,365 Building $238,365 | ||
| 2025 | $7,815.00 Homeowner's exemption | $467,384 Land $233,692 Building $233,692 | |
| 2023 | $7,055.00 (+2.17%) Homeowner's exemption | $449,236 Land $224,618 Building $224,618 | $939,510 |
| 2022 | $6,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1128 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1128 Cedar St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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