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11578 Rest Dr, La Plata, MD 20646 Property Records

Charles County property record for 11578 Rest Dr, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,432 sqft · built 2001
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on Record
Last Sale$261,698 (May 2001)
Tax Bill$13,191 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-025369

Property Details

APN / Parcel Number

Primary APN04-025369
Alternative APNs
  • 4025369
  • 025369

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,432 sqft Living Area
Gross Area2,832 sqft
1st Floor Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area131,987 sqft
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number025369
Street Address11578 REST DR
CityLA PLATA
StateMD
Zip20646-4570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionLOT 11 PL 3 = 3.03 A HARDSHIP PLANTATION SUB
Legal SubdivisionHARDSHIP PLANTATION SUB
Legal Block2
Legal Lot Number11
JurisdictionCHARLES MD
Township / Civil Division4, ALLENS FRESH
Census Block Group2
Census Block2015
Census Tract851301

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11578 REST DR, LA PLATA, MD 20646-4570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2001 · Amount on Record
Deed SaleMay 2, 2001 · Amount on Record
Deed Document Number20016101
Deed Book / Page3196 / 509
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address11578 REST DR, LA PLATA, MD 20646-4570
Document Number0112420274
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 HERITAGE OAKS DR PENSACOLA FL 325267859, PENSACOLA, FL 32526-7859

Mortgage

Document Number0112420274
DateJul 27, 2020
Book Page011242/000274
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,400 (+24.78%) Land $150,100 Building $326,300$476,400 (+24.78%) Land $150,100 Building $326,300
2025$13,191.00 (+143.56%)
2023$5,416.00 Homeowner's exemption$381,800 Land $140,100 Building $241,700$381,800 Land $140,100 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2011–2018)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rest Dr

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