11566 Rest Dr, La Plata, MD 20646 Property Records

Charles County property record for 11566 Rest Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,995 sqft · built 2002
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Jun 2021)
Tax Bill	$15,846 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-025385`

Property Details

APN / Parcel Number

Primary APN	`04-025385`
Alternative APNs	`4025385` `025385`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,995 sqft Living Area
Gross Area	4,435 sqft
1st Floor Area	1,373 sqft
Basement Area	1,115 sqft
Finished Basement	1,115 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	157,687 sqft (3.62 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	135 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	025385
Street Address	11566 REST DR
City	LA PLATA
State	MD
Zip	20646-4570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 13 PL 4 = 3.62 A HARDSHIP PLANTATION SUB
Legal Subdivision	HARDSHIP PLANTATION SUB
Legal Block	2
Legal Lot Number	13
Jurisdiction	CHARLES MD
Township / Civil Division	4, ALLENS FRESH
Census Block Group	2
Census Block	2015
Census Tract	851301

Owner

Source: Charles County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11566 REST DR, LA PLATA, MD 20646-4570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Jun 21, 2021	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jul 26, 2011
Deed Book / Page	11893 / 497
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0070260299
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	11566 REST DR, LA PLATA, MD 20646-4570
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101300410
Date	Jan 10, 2018
Book Page	10130/410

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 21, 2021
Property Address	11566 REST DR, LA PLATA, MD 20646-4570
Document Number	0118930497
Book / Page	11893 / 497
Map Reference	MB 53 FO 144
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	11566 REST DR, LA PLATA, MD 20646-4570

Mortgage

Document Number	11893503
Date	Jun 21, 2021
Instrument	11893/503

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,846.00 (+141%) Homeowner's exemption	$552,233 (+17.67%)	$593,700 (+26.51%) Land $153,100 Building $440,600
2023	$6,575.00	$469,300 Land $143,100 Building $326,200	$469,300 Land $143,100 Building $326,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rest Dr

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