Santa Clara County property record for 1156 Lerma Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 1987 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $351,000 (Jun 2010) |
| Tax Bill | $5,576 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-37-045 |
| Primary APN | 783-37-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,322 sqft Living Area |
| 1st Floor Area | 986 sqft |
| 2nd Floor Area | 336 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 1156 LERMA LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 7851 BOOK 567 PAGE 21 PAGE 22 LOT 2 |
| Legal Tract | 7851 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 512516 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1156 LERMA LN, GILROY, CA 95020-7446 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on Record |
| Deed Sale | Jun 30, 2010 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 201020759154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1156 LERMA LN, GILROY, CA 95020-7446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1156 LERMA LN, GILROY, CA 95020-7446 |
| Document Number | 0024588990 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 24588990 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $462,121 (+2%) Land $263,318 Building $198,803 | |
| 2025 | $5,576.00 (+2.26%) Homeowner's exemption | $453,060 (+4.04%) Land $258,155 Building $194,905 |
| 2023 | $5,453.00 (+1.7%) Homeowner's exemption | $435,470 Land $248,132 Building $187,338 |
| 2022 | $5,362.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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