Santa Clara County property record for 1147 Lerma Ln, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,219 sqft · built 1987 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Jul 2004) |
| Tax Bill | $8,208 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-37-072 |
| Primary APN | 783-37-072 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 758 sqft |
| 2nd Floor Area | 461 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 117 ft deep x 40 ft wide |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 1147 LERMA LN |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 7851 BOOK 567 PAGE 21 PAGE 22 LOT 29 |
| Legal Tract | 7851 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 512516 |
1147 Lerma Ln is owned and occupied by two individuals who acquired it in March 2005.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1147 LERMA LN, GILROY, CA 95020-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2004 · Amount on File |
| Deed Sale | Jul 21, 2004 · Amount on File |
| Prior Sale | Jul 2, 2004 · Amount on File |
| Deed Document Number | 200417913712 |
| Last Transfer Date | Mar 21, 2005 |
| Transfer Doc | 0018291370 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1147 Lerma Ln was $8,208 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $682,437 (+2%) Land $284,346 Building $398,091 | |
| 2025 | $8,208.00 Homeowner's exemption | $669,057 Land $278,771 Building $390,286 |
| 2023 | $8,029.00 (+1.68%) Homeowner's exemption | $643,079 Land $267,947 Building $375,132 |
| 2022 | $7,896.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1147 Lerma Ln in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1147 Lerma Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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