11510 Calkins Rd, Cato, NY 13033 Property Records

Cayuga County and Cato Town property record for 11510 Calkins Rd, Cato, NY 13033

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1989
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$88,297 (Feb 2020)
Tax Bill$2,272 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Feb 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN052489 47.00-1-17

Property Details

APN / Parcel Number

Primary APN052489 47.00-1-17
Alternative APNs
  • 248904700000010170000000
  • 03062040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached
Garage Area680 sqft
Parking Spaces3 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number03062040
Street Address11510 CALKINS RD
CityCATO
StateNY
Zip13033-3106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number17.000
JurisdictionCAYUGA NY
Township / Civil DivisionCATO
Census Block Group1
Census Block1001
Census Tract40201

Owner

Source: Cayuga County and Cato Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11510 CALKINS RD, CATO, NY 13033-3106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU
Feb 28, 2020Warranty Deed, Transfer · VA Mortgage
STATE EMPLOYEES FCU
Aug 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020 · Amount on Record
Deed SaleFeb 28, 2020 · Amount on Record
Deed Document Number2020193933
Deed Book / Page3842 / 138
Prior Transfer DateAug 15, 2018
Prior Transfer Doc0001714/96
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address11510 CALKINS RD, CATO, NY 13033-3106
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004209/179
DateApr 18, 2022
Book Page4209/179
Instrument2022-213063
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateFeb 28, 2020
Property Address11510 CALKINS RD, CATO, NY 13033-3106
Document Number003842/138
Book / Page3842 / 138
Instrument DateFeb 9, 2020
Instrument2020-193933
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 63, CATO, NY 13033-0063

Mortgage

Document Number2020193934
DateFeb 28, 2020
Instrument2020-193934
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded

Mortgage

Document Number0038420138
DateFeb 28, 2020
Book Page3842/138
Instrument2020-193933
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAYUGA NY
Recording DateAug 20, 2018
Property Address11510 CALKINS RD, CATO, NY 13033-3106
Document Number0017140096
Book / Page001714 / 000096
Instrument DateAug 15, 2018
Instrument181423
Transaction TypeTransfer
Record UpdatedSep 25, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 LINCOLN ST AUBURN NY 130213826, AUBURN, NY 13021-3826

Tax Assessment & Valuation

Source: Cayuga County and Cato Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionCato Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,272.00 (+4.03%)
2025$2,184.00 (+1.96%)$62,300 (-) Land $15,800 Building $46,500$115,370 (+24.07%) Land $29,259 Building $86,111
2024$2,142.00 (+121.05%)
2023$62,300 Land $15,800 Building $46,500$92,985 Land $23,582 Building $69,403
2020$969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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