1155 Prospect Pl, Vista, CA 92081 Property Records

San Diego County property record for 1155 Prospect Pl, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,621 sqft · built 1986
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`179-220-59-00`

Property Details

APN / Parcel Number

Primary APN	`179-220-59-00`
Alternative APN	`1792203500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,621 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	60,984 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1792203500
Street Address	1155 PROSPECT PL
City	VISTA
State	CA
Zip	92081-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 180 PAR B PER DOC19-021313&PAR A PER PM2231&IN LOT 179& TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	4
Legal Lot Number	179,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	19702

Owner

1155 Prospect Pl is owner-occupied and held in a trust since September 2016.

Source: San Diego County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Affidavit of Death of Trustee, Transfer
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 22, 2022	Intrafamily Transfer, Transfer AMROCK LLC
Feb 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Sep 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2016
Deed Sale	Sep 2, 2016
Deed Document Number	2016462490
Prior Transfer Date	Aug 26, 2016
Prior Transfer Doc	0000462490
Record Updated	Oct 29, 2026

August 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2026
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Document Number	0000226249
Instrument Date	Jul 29, 2026
Instrument	2026226249
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1155 PROSPECT PL, VISTA, CA 92081-6816

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 PROSPECT PL, VISTA, CA 92081-6816

Mortgage

Document Number	0000182409
Date	Jul 13, 2023
Instrument	2023-0182409

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Document Number	0000078580
Map Reference	MAP 1984
Instrument Date	Nov 1, 2021
Instrument	2022-0078580
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Investor	Possibly a Property Investor

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2022
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Document Number	0000078578
Map Reference	MAP 1984
Instrument Date	Nov 1, 2021
Instrument	2022-0078578
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 PROSPECT PL, VISTA, CA 92081-6816

Mortgage

Document Number	0000078579
Date	Feb 22, 2022
Instrument	2022-0078579

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2020
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Document Number	0000552850
Instrument Date	Sep 15, 2020
Instrument	552850
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1155 PROSPECT PL VISTA CA 920816816, VISTA, CA 92081-6816

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 18, 2020
Property Address	1155 PROSPECT PL, VISTA, CA 92081-6816
Document Number	0000551294
Map Reference	MAP 1984
Instrument Date	Jul 30, 2020
Instrument	2020-0551294
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1155 PROSPECT PL, VISTA, CA 92081-6816

Mortgage

Document Number	0000551295
Date	Sep 18, 2020
Instrument	2020-0551295

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1155 Prospect Pl was $5,117 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,071 (+2%) Land $67,820 Building $329,251
2025	$5,117.00 Homeowner's exemption	$389,287 Land $66,491 Building $322,796
2023	$4,767.00 (+0.23%) Homeowner's exemption	$374,172 Land $63,910 Building $310,262
2022	$4,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1155 Prospect Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 Prospect Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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