San Diego County property record for 1130 Prospect Pl, Vista, CA 92081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,108 sqft · built 1972 |
| Lot Size | 0.327 acres (14,256 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,721 (2025) |
| Deeds & Mortgages | May 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-270-29-00 |
| Primary APN | 179-270-29-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,108 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 14,256 sqft (0.327 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1792801000 |
|---|---|
| Street Address | 1130 PROSPECT PL |
| City | VISTA |
| State | CA |
| Zip | 92081-6817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 299 POR TR 001984 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 001984 |
| Legal Block | 4 |
| Legal Lot Number | 299 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19702 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1130 PROSPECT PL, VISTA, CA 92081-6817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2005 |
| Transfer Doc | 0000702159 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1130 PROSPECT PL, VISTA, CA 92081-6817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1130 PROSPECT PL, VISTA, CA 92081-6817 |
| Document Number | 0000372417 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0372417 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.48% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $183,412 (+2%) Land $52,385 Building $131,027 | |
| 2025 | $2,721.00 (+6.33%) Homeowner's exemption | $179,816 (+4.04%) Land $51,358 Building $128,458 |
| 2023 | $2,559.00 (+0.24%) Homeowner's exemption | $172,835 Land $49,364 Building $123,471 |
| 2022 | $2,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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