11548 Moreno Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 11548 Moreno Ave, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,523 sqft · built 1969
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jul 2022)
Tax Bill	$15,008 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`377-262-34-00`

Property Details

APN / Parcel Number

Primary APN	`377-262-34-00`
Alternative APNs	`3772622100` `3772621900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,523 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	174,240 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3772621900
Street Address	11548 MORENO AVE
City	LAKESIDE
State	CA
Zip	92040-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 177 4.00 AC M/L IN LOT 174&IN TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	1
Legal Lot Number	174,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1042
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 17, 2023	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2022	Grant Deed, Construction Loan · Construction Mortgage CAPITAL ALLIANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	2022300213
Prior Transfer Date	May 2, 2005
Prior Transfer Doc	0000364441
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441

Mortgage

Document Number	0000029836
Date	Feb 5, 2024
Instrument	2024-0029836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2023
Property Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441
Document Number	0000100009
Map Reference	MAP 289
Instrument Date	Apr 12, 2023
Instrument	2023-0100009
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441

Mortgage

Document Number	0000100010
Date	Apr 17, 2023
Instrument	2023-0100010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2022
Property Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441
Document Number	0000300213
Map Reference	MAP 289
Instrument Date	Jun 27, 2022
Instrument	2022-0300213
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11548 MORENO AVE, LAKESIDE, CA 92040-1441

Mortgage

Document Number	0000300214
Date	Jul 21, 2022
Instrument	2022-0300214

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000300215
Date	Jul 21, 2022
Instrument	2022-0300215

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution
Address	SAN RAFAEL, CA 94901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,250,000 (-) Land $950,000 Building $300,000
2025	$15,008.00 (+10.81%) Homeowner's exemption	$1,250,000 (+9.55%) Land $950,000 Building $300,000
2023	$13,544.00 (+20.62%) Homeowner's exemption	$1,141,000 Land $867,000 Building $274,000
2022	$11,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 57% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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