11509 Moreno Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 11509 Moreno Ave, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,090 sqft · built 1959
Lot Size1.86 acres (81,022 sqft)
OwnerIndividual Name on Record
Tax Bill$1,813 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Flood ZoneZone AE (high risk)
APN375-113-08-00

Property Details

APN / Parcel Number

Primary APN375-113-08-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,090 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area81,022 sqft
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address11509 MORENO AVE
CityLAKESIDE
StateCA
Zip92040-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 1 LOT 10 S 1/2 OF W 650 FT TR 002462
Legal SubdivisionSAN VICENTE VALLEY FARMS
Legal Tract002462
Legal Block1
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1043
Census Tract16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11509 MORENO AVE, LAKESIDE, CA 92040-1440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 3, 2007
Transfer Doc0000459041
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address11509 MORENO AVE, LAKESIDE, CA 92040-1440
Transaction TypeMortgage
Record UpdatedJan 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11509 MORENO AVE, LAKESIDE, CA 92040-1440

Mortgage

Document Number0000476381
DateDec 22, 2022
Instrument2022-0476381
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$148,157 (+2%) Land $77,733 Building $70,424
2025$1,813.00 (+5.53%) Homeowner's exemption$145,253 (+4.04%) Land $76,209 Building $69,044
2023$1,718.00 (+1.78%) Homeowner's exemption$139,614 Land $73,250 Building $66,364
2022$1,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims29 (1978–2016)
Claims Outside the SFHA1 of 29
Most Recent ClaimMar 2016 · other causes
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Moreno Ave

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