1154 Windermere Run, O Fallon, IL 62269 Property Records

St. Clair County property record for 1154 Windermere Run, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,648 sqft · built 1999
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Tax Bill	$14,464 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
APN	`04-08-0-304-005`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-304-005`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,648 sqft Living Area
Upper Floors Area	136 sqft
Basement Area	1,600 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1154 WINDERMERE RUN
City	O FALLON
State	IL
Zip	62269-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE 2ND ADD LOT/SEC-61 A02600809
Legal Subdivision	STEEPLECHASE 2ND ADD
Legal Block	304
Legal Lot Number	61
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

1154 Windermere Run is owned and occupied by an individual who acquired it in December 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1154 WINDERMERE RUN, O FALLON, IL 62269-7021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional with PMI LEADERONE FIN'L
Sep 19, 2019	Deed of Trust, Mortgage · Conventional with PMI LEADER ONE FIN'L
Jan 4, 2019	Quit Claim Deed, Mortgage · Conventional with PMI LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2018
Transfer Doc	00A2600809
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1154 WINDERMERE RUN, O FALLON, IL 62269-7021
Document Number	00A2672023
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 WINDERMERE RUN O FALLON IL 622697021, O FALLON, IL 62269-7021

Mortgage

Document Number	00A2672023
Date	Oct 21, 2020
Instrument	2672023

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1154 WINDERMERE RUN, O FALLON, IL 62269-7021
Document Number	00A2627860
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 WINDERMERE RUN O FALLON IL 622697021, O FALLON, IL 62269-7021

Mortgage

Document Number	00A2627860
Date	Sep 25, 2019
Instrument	2627860

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 4, 2019
Property Address	1154 WINDERMERE RUN, O FALLON, IL 62269-7021
Document Number	00A2600809
Instrument Date	Dec 28, 2018
Instrument	2600809
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	SOUTHERN IL R/E TITLE CTR

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 WINDERMERE RUN O FALLON IL 622697021, O FALLON, IL 62269-7021

Mortgage

Document Number	A2600810
Date	Jan 4, 2019
Instrument	2600810

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1154 Windermere Run was $14,464 with a homeowner's exemption, up 9.8% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,464.00 (+9.75%) Homeowner's exemption	$206,662 (+10.63%) Land $31,817 Building $174,845	$619,986 (+10.63%) Land $95,451 Building $524,535
2024	$13,179.00	$186,799 Land $29,025 Building $157,774	$560,397 Land $87,075 Building $473,322
2022		$152,425 Land $23,684 Building $128,741	$457,275 Land $71,052 Building $386,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1154 Windermere Run; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1154 Windermere Run is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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