1150 Windermere Run, O Fallon, IL 62269 Property Records

St. Clair County property record for 1150 Windermere Run, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,811 sqft · built 1996
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Jul 2017)
Tax Bill	$14,698 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Sale & Mortgage
APN	`04-08-0-304-006`

Property Details

APN / Parcel Number

Primary APN	`04-08-0-304-006`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,811 sqft Living Area
Upper Floors Area	36 sqft
Basement Area	4,011 sqft
Finished Basement	1,204 sqft
Unfinished Basement	1,607 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	1 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	252 sqft
Patio Area	216 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1150 WINDERMERE RUN
City	O FALLON
State	IL
Zip	62269-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE 2ND ADD LOT/SEC-62 A02542647
Legal Subdivision	STEEPLECHASE 2ND ADD
Legal Block	304
Legal Lot Number	62
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2012
Census Tract	504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1150 WINDERMERE RUN, O FALLON, IL 62269-7021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS CMNTY BK
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	20172542647
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1150 WINDERMERE RUN, O FALLON, IL 62269-7021
Document Number	00A2649880
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1150 WINDERMERE RUN O FALLON IL 622697021, O FALLON, IL 62269-7021

Mortgage

Document Number	00A2649880
Date	May 4, 2020
Instrument	2649880

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2035

Interest

Rate	2.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 7, 2017
Property Address	1150 WINDERMERE RUN, O FALLON, IL 62269-7021
Document Number	00A2542647
Instrument Date	Jun 29, 2017
Instrument	2542647
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 ANDORA DR BELLEVILLE IL 622214302, BELLEVILLE, IL 62221-4302

Mortgage

Document Number	A2542648
Date	Jul 7, 2017
Instrument	2542648

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,698.00	$214,911 (+37.3%) Land $29,738 Building $185,173	$644,733 (+37.3%) Land $89,214 Building $555,519
2022		$156,525 Land $22,135 Building $134,390	$469,575 Land $66,405 Building $403,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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