Albemarle County property record for 1154 Rustling Oaks Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9.5 ba · 7,608 sqft · built 1995 |
| Lot Size | 21 acres (914,760 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,225,000 (May 2024) |
| Tax Bill | $45,467 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04400-00-00-031H0 |
| Primary APN | 04400-00-00-031H0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 1 Story |
| Building Area | 7,608 sqft Finished Area |
| Attic | Attic |
| Attic Area | 1,000 sqft |
| Basement Area | 2,371 sqft |
| Finished Basement | 2,223 sqft |
| Unfinished Basement | 9 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 914,760 sqft (21 acres) |
| Garage Area | 782 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 1,198 sqft |
| Patio Area | 1,089 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1154 RUSTLING OAKS DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | RUSTLING OAKS 1 |
| Legal Subdivision | RUSTLING OAKS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10202 |
1154 Rustling Oaks Dr is owned by a company that bought it in May 2024.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 10TH ST NE, 300, CHARLOTTESVILLE, VA 22902-5481 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Deed Document Number | 20244128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1154 RUSTLING OAKS DR, CHARLOTTESVILLE, VA 22901-8003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 10TH ST NE 300, 300, CHARLOTTESVILLE, VA 22902-5481 |
| Document Number | 202500011461 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 202500011461 |
| Name | CITIZENS & FARMERS BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTESVILLE, VA 22902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1154 Rustling Oaks Dr was $45,467, up 10.5% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,467.00 (+10.46%) | $5,085,800 (+1.98%) Land $1,694,000 Building $3,391,800 | $5,085,800 (+1.98%) Land $1,694,000 Building $3,391,800 |
| 2025 | $41,162.00 | $4,987,000 Land $1,461,100 Building $3,525,900 | $4,987,000 Land $1,461,100 Building $3,525,900 |
| 2023 | $46,015.00 | $5,388,200 Land $1,081,000 Building $4,307,200 | $5,388,200 Land $1,081,000 Building $4,307,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1154 Rustling Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1154 Rustling Oaks Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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