1154 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1154 McClellan St, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,412 sqft · built 1952
Lot Size	0.228 acres (9,940 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jun 2010)
Tax Bill	$5,809 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 40.78-1-26`

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-26`
Alternative APN	`150004007800010260000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,940 sqft (0.228 acres)
Lot Dimensions	142 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1154 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12309-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	32 PARTS OF 1 STONE AND GARAGE
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-26

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1154 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2010 · Amount on Record
Deed Sale	Jun 16, 2010 · Amount on Record
Prior Sale	Jun 16, 2010 · Amount on Record
Deed Book / Page	1822 / 75
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	May 13, 2026
Property Address	1154 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Document Number	0000011227
Instrument Date	May 05, 2026
Instrument	202611227
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011227,
Date	May 13, 2026
Instrument	202611227

Lender

Name	NUMARK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,809.00 (+7.2%)	$129,000 (-) Land $23,000 Building $106,000	$213,612 (+30.82%) Land $38,086 Building $175,526
2023		$129,000 (-) Land $23,000 Building $106,000	$163,291 (+3.8%) Land $29,114 Building $134,177
2022		$129,000 Land $23,000 Building $106,000	$157,317 Land $28,049 Building $129,268
2021	$5,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 823 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.