1146 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1146 McClellan St, Schenectady, NY 12309 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1940
Lot Size	0.179 acres (7,810 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2023)
Tax Bill	$6,593 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 40.78-1-28`

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-28`
Alternative APN	`150004007800010280000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,733 sqft Living Area
1st Floor Area	1,118 sqft
Upper Floors Area	615 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	7,810 sqft (0.179 acres)
Lot Dimensions	142 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Shed	1 Shed
Canopy	44 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1146 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12309-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AND PT OF 3O 1X STUCCO AND GARAGE
Legal Subdivision	MAP NO 3 OF VAN VOAST
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-28

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1146 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · FHA Mortgage TRUSTCO BANK
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Jan 08, 2021	Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	202346008
Deed Book / Page	2113 / 616
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 14, 2023
Property Address	1146 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Document Number	0000046008
Book / Page	2113 / 616
Instrument Date	Jul 19, 2023
Instrument	202346008
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1146 MCCLELLAN ST, SCHENECTADY, NY 12309-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 GUILDERLAND AVE, SCHENECTADY, NY 12306-4912

Mortgage

Document Number	0000046009
Date	Aug 14, 2023
Book Page	5323/132
Instrument	202346009

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 15, 2022
Property Address	1146 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Document Number	0000060060
Book / Page	2096 / 713
Instrument Date	Oct 24, 2022
Instrument	202260060
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1146 MCCLELLAN ST, 1146, SCHENECTADY, NY 12309-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 COURT ROYALE APT 2, 2, SCHENECTADY, NY 12304-4817

Mortgage

Document Number	0000060062
Date	Nov 15, 2022
Book Page	5270/322
Instrument	202260062

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 08, 2021
Property Address	1146 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Document Number	0000000784
Book / Page	2049 / 622
Instrument Date	Dec 08, 2020
Instrument	202100784
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1146 MCCLELLAN ST, 1146, SCHENECTADY, NY 12309-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 ROSA RD, SCHENECTADY, NY 12309-3737

Mortgage

Document Number	0000000786
Date	Jan 08, 2021
Instrument	202100786

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,593.00 (+7.87%)	$132,000 (-) Land $15,000 Building $117,000	$218,579 (+30.82%) Land $24,839 Building $193,740
2023		$132,000 (-) Land $15,000 Building $117,000	$167,089 (+3.8%) Land $18,987 Building $148,102
2022		$132,000 Land $15,000 Building $117,000	$160,976 Land $18,293 Building $142,683
2021	$6,112.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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