1154 E FM 813, Palmer, TX 75152 Property Records

Ellis County property record for 1154 E FM 813, Palmer, TX 75152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 2010
Lot Size	1.03 acres (44,997 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (Feb 2020)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R215944`

Property Details

APN / Parcel Number

Primary APN	`R215944`
Alternative APNs	`00913300000200110` `215944`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,342 sqft
1st Floor Area	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,997 sqft
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	543 sqft
Deck Area	320 sqft
Storage Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1154 W FM 813
City	PALMER
State	TX
Zip	75152-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WADLEY FARM PH I 1.033 AC
Legal Subdivision	WADLEY FARM PH I
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	2
Census Block	2028
Census Tract	61700

Owner

1154 E FM 813 is owned and occupied by two individuals who bought it in February 2020.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1154 W FM 813, PALMER, TX 75152-8230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2020	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS
Oct 19, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Aug 10, 2010
Deed Document Number	20205824
Prior Transfer Date	Feb 19, 2020
Prior Transfer Doc	0000005824
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 21, 2020
Property Address	1154 E FM 813, PALMER, TX 75152
Document Number	0000005824
Instrument Date	Feb 19, 2020
Instrument	5824
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1154 W FM 813 PALMER TX 751528230, PALMER, TX 75152-8230

Mortgage

Document Number	5825
Date	Feb 21, 2020
Instrument	5825

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SAN JOSE, CA 95128

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1154 E FM 813, PALMER, TX 75152
Document Number	0000031049
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	SECURED TITLE/TX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1154 FM 813 W PALMER TX 751528230, PALMER, TX 75152-8230

Mortgage

Document Number	0000031049
Date	Oct 31, 2017
Instrument	31049

Lender

Name	AMERICAN MORTGAGE BANK
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1154 E FM 813 was $3,303 with a homeowner's exemption, up 0.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,139 (+1.78%) Land $120,000 Building $222,139	$342,139 (-7.7%) Land $120,000 Building $222,139
2025	$3,303.00 (+0.49%) Homeowner's exemption	$336,158 Land $120,000 Building $250,665	$370,665 Land $120,000 Building $250,665
2024	$3,287.00
2023		$383,782 Land $80,000 Building $303,782	$383,782 Land $80,000 Building $303,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1154 E FM 813 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1154 E FM 813 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Legacy ISP Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Verizon, Wi-Five Broadband.

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