Ellis County property record for 1020 E FM 813, Palmer, TX 75152
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 5 bd · 2 ba · 3,229 sqft · built 2023 |
| Lot Size | 15.1 acres (657,756 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,951 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R305060 |
| Primary APN | R305060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,229 sqft Gross Area |
| 1st Floor Area | 2,500 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 657,756 sqft |
| Garage Type | Attached |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1020 E FM 813 |
|---|---|
| City | PALMER |
| State | TX |
| Zip | 75152-9506 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 3 R PENA Q-E Q-H 15.100 ACRES |
| Legal Subdivision | R-PENA |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | ENNIS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 61700 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1020 E FM 813, PALMER, TX 75152-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Apr 21, 2026 |
| Property Address | 1020 E FM 813, PALMER, TX 75152-9506 |
| Document Number | 0000013522 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202613522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1020 E FM 813, PALMER, TX 75152-9506 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013522, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202613522 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Palmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,757 (-6.77%) Land $23,812 Building $462,945 | $795,145 (-0.9%) Land $332,200 Building $462,945 | |
| 2025 | $5,951.00 (+10.68%) Homeowner's exemption | $522,126 Land $21,728 Building $500,398 | $802,398 Land $302,000 Building $500,398 |
| 2024 | $5,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST GARRETT WSC serves 1,710 people · EPA ID TX0700024 |
|---|---|
| Water Source | Purchased surface water from CITY OF ENNIS |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
| Rise Broadband Fixed Wireless | 50 / 10 |
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