11536 Cedarbrook Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 11536 Cedarbrook Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1988
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,900 (Dec 2013)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-453-007`

Property Details

APN / Parcel Number

Primary APN	`04-29-453-007`
Alternative APNs	`429453007` `029D877`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Basement Area	664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	21,344 sqft (0.49 acres)
Garage Area	576 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	029D877
Street Address	11536 CEDARBROOK RD
City	ROSCOE
State	IL
Zip	61073-8614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 5 HONONEGAH COUNTRY ESTATES IN PT N 1/2 SEC 32 & PT S 1/2 SEC 29-46-2LOT 177
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	PLAT 5 HONONEGAH COUNTRY ESTATES
Legal Lot Number	177
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1011
Census Tract	3904

Owner

Source: Winnebago County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11536 CEDARBROOK RD, ROSCOE, IL 61073-8614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 8, 2017	Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2013 · Amount on Record
Deed Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	20131049742
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 18, 2026
Property Address	11536 CEDARBROOK RD, ROSCOE, IL 61073-8614
Document Number	0000021620
Instrument Date	Aug 13, 2026
Instrument	202621620
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11536 CEDARBROOK RD, ROSCOE, IL 61073-8614

Mortgage

Document Number	0000021620,
Date	Aug 18, 2026
Instrument	202621620

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11536 CEDARBROOK RD, ROSCOE, IL 61073-8614
Document Number	0001025062
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11536 CEDARBROOK RD ROSCOE IL 610738614, ROSCOE, IL 61073-8614

Mortgage

Document Number	0001025062
Date	Aug 31, 2020
Instrument	1025062

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11536 CEDARBROOK RD, ROSCOE, IL 61073-8614
Document Number	0001040240
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11536 CEDARBROOK RD ROSCOE IL 610738614, ROSCOE, IL 61073-8614

Mortgage

Document Number	0001040240
Date	Dec 14, 2017
Instrument	1040240

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,527.00	$76,967 (+33.46%) Land $13,855 Building $63,112	$230,901 (+33.46%) Land $41,565 Building $189,336
2022	Homeowner's exemption	$57,670 Land $10,381 Building $47,289	$173,010 Land $31,143 Building $141,867

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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