11515 Cedarbrook Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 11515 Cedarbrook Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 934 sqft · built 1981
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$314,000 (Jul 2026)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-477-001`

Property Details

APN / Parcel Number

Primary APN	`04-29-477-001`
Alternative APNs	`429477001` `029D836`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	934 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11515 CEDARBROOK RD
City	ROSCOE
State	IL
Zip	61073-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 5 HONONEGAH COUNTRY ESTATES IN PT N 1/2 SEC 32 & PT S 1/2 SEC 29-46-2LOT 136
Legal Range	2
Legal Township	46
Legal Section	29
Legal Subdivision	PLAT 5 HONONEGAH COUNTRY ESTATES
Legal Lot Number	136
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1033
Census Tract	3904

Owner

Source: Winnebago County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Nov 25, 2020	Quit Claim Deed, Transfer GOODMORTGAGE.COM
Nov 14, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST ST MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Nov 25, 2020
Deed Document Number	202619284
Prior Transfer Date	Nov 2, 2020
Prior Transfer Doc	0001036438
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 28, 2026
Property Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Document Number	0000019284
Instrument Date	Jul 24, 2026
Instrument	202619284
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,571.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019285,
Date	Jul 28, 2026
Instrument	202619285

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025161
Date	Aug 15, 2022
Instrument	2225161

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 25, 2020
Property Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Document Number	0001036438
Instrument Date	Nov 2, 2020
Instrument	1036438
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 CEDARBROOK RD ROSCOE IL 610738613, ROSCOE, IL 61073-8613

Mortgage

Document Number	1036439
Date	Nov 25, 2020
Instrument	1036439

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 14, 2019
Property Address	11515 CEDARBROOK RD, ROSCOE, IL 61073-8613
Document Number	0001037985
Instrument Date	Oct 24, 2019
Instrument	1037985
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11515 CEDARBROOK RD ROSCOE IL 610738613, ROSCOE, IL 61073-8613

Mortgage

Document Number	1037986
Date	Nov 14, 2019
Instrument	1037986

Lender

Name	FIRST ST MTG SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00 Veteran's exemption	$65,915 (+9.49%) Land $13,855 Building $52,060	$197,745 (+9.49%) Land $41,565 Building $156,180
2024		$60,202 Land $12,654 Building $47,548	$180,606 Land $37,962 Building $142,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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