11530 Hartwick Rd, Frederic, MI 49733 Property Records

Otsego County property record for 11530 Hartwick Rd, Frederic, MI 49733

Property Summary

Property Type	Single Family Home
Lot Size	37 acres (1,611,720 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2019)
Tax Bill	$7,299 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 3 more
APN	`090-033-300-005-02`

Property Details

APN / Parcel Number

Primary APN	`090-033-300-005-02`

Exterior

Lot Area	1,611,720 sqft (37 acres)

Location & Zoning

Street Address	11530 HARTWICK RD
City	FREDERIC
State	MI
Zip	49733-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 1/4 OF THE SW 1/4 EXC COMM AT THE S 1/4 CORNER TH N 00 DEG 24 MIN 50 SEC E 2346.30 FT ALONG N-S 1/4 LINE TO POB, TH N 87
Legal Range	03W
Legal Township	29N
Legal Section	33
Jurisdiction	OTSEGO MI
Township / Civil Division	OTSEGO LAKE
Census Block Group	2
Census Block	2110
Census Tract	950600

Owner

11530 Hartwick Rd is owned by two individuals who bought it in September 2019.

Source: Otsego County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10259 KRESS RD, PINCKNEY, MI 48169-8428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST SECURITY BANK
Sep 23, 2019	Deed of Trust, Mortgage FIRST SECURITY BANK
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES
Sep 23, 2019	Warranty Deed, Transfer
Sep 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Sep 7, 2016 · Amount on File
Deed Book / Page	1503 / 697
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 KRESS RD, PINCKNEY, MI 48169-8428

Mortgage

Document Number	0000001503/0000000700
Date	Sep 23, 2019
Book Page	0000001503/0000000700

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 KRESS RD, PINCKNEY, MI 48169-8428

Mortgage

Document Number	0000001503/0000000700
Date	Sep 23, 2019
Book Page	0000001503/0000000700

Lender

Name	FIRST SECURITY BANK

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627

Mortgage

Document Number	0000001538/0000000131
Date	Oct 5, 2020
Book Page	0000001538/0000000131

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 23, 2019
Property Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627
Document Number	1503/697
Book / Page	1503 / 697
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 KRESS RD, PINCKNEY, MI 48169-8428

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Sep 23, 2019
Property Address	11530 HARTWICK RD, FREDERIC, MI 49733-9627
Document Number	1503/697
Book / Page	1503 / 697
Instrument Date	Sep 18, 2019
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10259 KRESS RD, PINCKNEY, MI 48169-8428

Mortgage

Document Number	1503700
Date	Sep 23, 2019
Instrument	1503/700

Lender

Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001503/697
Date	Sep 23, 2019
Book Page	1503/697

Lender

Name	1ST SECURITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11530 Hartwick Rd was $7,299, up 10.2% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Otsego Lake Township
Unified School District	Gaylord Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,000 (+3.43%)	$530,000 (+3.43%)
2025	$7,299.00 (+10.24%)	$256,200	$512,400
2024	$6,621.00
2023		$209,400	$418,800
2022	$6,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 11530 Hartwick Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11530 Hartwick Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hartwick Rd

Nearby Streets

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