Otsego County property record for 11508 Hartwick Rd, Frederic, MI 49733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $306 (2025) |
| Deeds & Mortgages | Mar 2008 Mortgage |
| APN | 090-033-300-005-01 |
| Primary APN | 090-033-300-005-01 |
|---|
| Lot Area | 133,294 sqft (3.06 acres) |
|---|
| Street Address | 11508 HARTWICK RD |
|---|---|
| City | FREDERIC |
| State | MI |
| Zip | 49733-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE 1/4 OF THE SW 1/4 EXC COMMENCING AT THE S 1/4 CORNER TH N 00 DEG 24 MIN 50 SECONDS E 1308.15 FEET ALONG THE N-S LINE TO |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | OTSEGO LAKE |
| Census Block Group | 2 |
| Census Block | 2110 |
| Census Tract | 950600 |
Source: Otsego County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11508 HARTWICK RD, FREDERIC, MI 49733-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 11508 HARTWICK RD, FREDERIC, MI 49733-9627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001166/910 |
|---|---|
| Date | Mar 18, 2008 |
| Book Page | 1166/910 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Mar 12, 2041 |
Source: Otsego County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Otsego Lake Township |
| Unified School District | Gaylord Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,600 (+9.14%) | $179,200 (+9.14%) | |
| 2025 | $306.00 (-43.65%) Homeowner's exemption | $82,100 (+12.93%) | $164,200 (+12.93%) |
| 2024 | $543.00 (+4.02%) | ||
| 2023 | $72,700 | $145,400 | |
| 2022 | $522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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