1153 Terrance Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 1153 Terrance Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,242 sqft · built 1978
Lot Size	0.407 acres (17,738 sqft)
Owner	Individual Name on File
Last Sale	$255,200 (Jun 2026)
Tax Bill	$809 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054B-A-011.00`

Property Details

APN / Parcel Number

Primary APN	`054B-A-011.00`
Alternative APNs	`02054AA054B01100` `032054B A 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,738 sqft (0.407 acres)
Lot Dimensions	150 ft deep x 121 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	180 sqft
Deck Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1153 TERRANCE CIR
City	TALBOTT
State	TN
Zip	37877-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARCLIFF VIEW 2 PB: B PG: 192 LOT: 8 121X150.1 IRR
Legal Subdivision	BRIARCLIFF VIEW 2
Legal Lot Number	8
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	101100

Owner

Source: Hamblen County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1153 TERRANCE CIR, TALBOTT, TN 37877-8345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage COUNTY BANK
Oct 8, 2020	Deed of Trust, Mortgage · Line of Credit LEGACY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Mar 4, 2016 · Amount on Record
Deed Document Number	202655514
Deed Book / Page	2205 / 864
Transfer Doc	0001305546
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jun 8, 2026
Property Address	1153 TERRANCE CIR, TALBOTT, TN 37877-8345
Document Number	0000055514
Book / Page	2205 / 864
Instrument Date	Jun 3, 2026
Instrument	202655514
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95,368.24
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 TERRANCE CIR, TALBOTT, TN 37877-8345

Mortgage

Document Number	0000055515,
Date	Jun 8, 2026
Instrument	202655515

Lender

Name	COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1153 TERRANCE CIR, TALBOTT, TN 37877-8345
Document Number	1868720
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1079 TALBOTT TN 378771079, TALBOTT, TN 37877-1079

Mortgage

Document Number	1868720
Date	Oct 9, 2020
Book Page	001868/000720
Instrument	7989

Lender

Name	LEGACY BK
Type	Bank
Address	GRUNDY, VA 24614-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 8, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+34.16%)	$55,050 (+79.76%) Land $7,975 Building $47,075	$220,200 (+79.76%) Land $31,900 Building $188,300
2024	$603.00	$30,625 (-) Land $4,975 Building $25,650
2023		$30,625 (-) Land $4,975 Building $25,650
2022	$603.00	$30,625 Land $4,975 Building $25,650	$122,500 (-) Land $19,900 Building $102,600
2020			$122,500 Land $19,900 Building $102,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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