1147 Terrance Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 1147 Terrance Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,242 sqft · built 1978
Lot Size	0.438 acres (19,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,900 (Jun 1994)
Tax Bill	$791 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054B-A-010.00`

Property Details

APN / Parcel Number

Primary APN	`054B-A-010.00`
Alternative APNs	`02054AA054B01000` `032054B A 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,242 sqft
Basement Area	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,100 sqft (0.438 acres)
Lot Dimensions	124 ft deep x 101 ft wide
Terrain	Rolling
Deck Area	120 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1147 TERRANCE CIR
City	TALBOTT
State	TN
Zip	37877-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRIARCLIFF VIEW 2 PB: B PG: 192 LOT: 7 100.8X123.5 IRR
Legal Subdivision	BRIARCLIFF VIEW 2
Legal Lot Number	7
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	101100

Owner

Source: Hamblen County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1147 TERRANCE CIR, TALBOTT, TN 37877-8345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMER CREDIT UNION
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 1994 · Amount on Record
Deed Sale	Jun 9, 1994 · Amount on Record
Prior Sale	May 17, 1986 · Amount on Record
Deed Book / Page	415 / 126
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Recording Date	Apr 28, 2026
Property Address	1147 TERRANCE CIR, TALBOTT, TN 37877-8345
Document Number	0000054194
Book / Page	2197 / 464
Instrument Date	Apr 23, 2026
Instrument	202654194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	7 MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 TERRANCE CIR, TALBOTT, TN 37877-8345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054194,
Date	Apr 28, 2026
Book Page	2197/464
Instrument	202654194

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1147 TERRANCE CIR, TALBOTT, TN 37877-8345
Document Number	183990
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1147 TERRANCE CIR TALBOTT TN 378778345, TALBOTT, TN 37877-8345

Mortgage

Document Number	183990
Date	Mar 30, 2020
Book Page	001839/000090
Instrument	2521

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37813

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Interest

Rate Type	Adjustable Rate
Rate	2%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1147 TERRANCE CIR, TALBOTT, TN 37877-8345
Document Number	1747620
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1147 TERRANCE CIR TALBOTT TN 378778345, TALBOTT, TN 37877-8345

Mortgage

Document Number	1747620
Date	Apr 16, 2018
Book Page	001747/000620
Instrument	2538

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37813

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (+41.25%)	$53,825 (+89.36%) Land $8,175 Building $45,650	$215,300 (+89.36%) Land $32,700 Building $182,600
2023		$28,425 (-) Land $5,075 Building $23,350
2022	$560.00	$28,425 Land $5,075 Building $23,350	$113,700 (-) Land $20,300 Building $93,400
2020			$113,700 Land $20,300 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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