11525 Ridgecrest Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 11525 Ridgecrest Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,145 sqft · built 2005
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$234,900 (Dec 2013)
Tax Bill$11,528 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN04-35-127-002

Property Details

APN / Parcel Number

Primary APN04-35-127-002
Alternative APN
  • 435127002

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,145 sqft Living Area
Basement Area2,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area26,572 sqft (0.61 acres)
Garage Area792 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address11525 RIDGECREST DR
CityROSCOE
StateIL
Zip61073-8111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionBRIARCLIFF MANOR NO 3 PT NE1/4 NW1/4 SEC 35-46-2 LOT 71
Legal Range2
Legal Township46
Legal Section35
Legal SubdivisionBRIARCLIFF MANOR 03
Legal Lot Number71
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group2
Census Block2006
Census Tract3903

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11525 RIDGECREST DR, ROSCOE, IL 61073-8111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 5, 2013 · Amount on Record
Deed SaleDec 5, 2013 · Amount on Record
Deed Document Number20131048149
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address11525 RIDGECREST DR, ROSCOE, IL 61073-8111
Transaction TypeMortgage
Record UpdatedMay 19, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000551
DateJan 6, 2021
Instrument2100551
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,528.00$154,018 (+33.46%) Land $30,526 Building $123,492$462,054 (+33.46%) Land $91,578 Building $370,476
2022Homeowner's exemption$115,402 Land $22,872 Building $92,530$346,206 Land $68,616 Building $277,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE WEST-COUNTRYSIDE
serves 790 people · EPA ID IL0070350
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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