Winnebago County property record for 11502 Ridgecrest Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,517 sqft · built 2007 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2017) |
| Tax Bill | $11,855 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-35-128-001 |
| Primary APN | 04-35-128-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,517 sqft Living Area |
| Basement Area | 1,480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Area | 720 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 11502 RIDGECREST DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BRIARCLIFF MANOR NO 3 PT NE1/4 NW1/4 SEC 35-46-2 LOT 68 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 35 |
| Legal Subdivision | BRIARCLIFF MANOR 03 |
| Legal Lot Number | 68 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3903 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage HUD |
| Sep 15, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Mar 24, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| May 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NETWORK |
| May 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage TOWNE MTG |
| May 31, 2017 | Warranty Deed, Transfer OTHER |
| Jun 26, 2017 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on Record |
| Deed Sale | Jun 26, 2017 · Amount on Record |
| Prior Sale | Feb 28, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007585 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2607585 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 252 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000028583 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2228583 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009359 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2209359 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Document Number | 0001014684 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1212 CLEVELAND ST LOCKPORT IL 604413637, LOCKPORT, IL 60441-3637 |
| Document Number | 0001014684 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 1014684 |
| Name | AMERICAN FIN'L NETWORK |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 14, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Document Number | 0001037657 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 11502 RIDGECREST DR ROSCOE IL 610738111, ROSCOE, IL 61073-8111 |
| Document Number | 0001037657 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 1037657 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Rate | 4.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 31, 2017 |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Document Number | 0001016348 |
| Instrument Date | Aug 6, 2016 |
| Instrument | 1016348 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11502 RIDGECREST DR ROSCOE IL 610738111, ROSCOE, IL 61073-8111 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 26, 2017 |
| Property Address | 11502 RIDGECREST DR, ROSCOE, IL 61073-8111 |
| Document Number | 0001019053 |
| Instrument Date | Aug 6, 2016 |
| Instrument | 1019053 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $427.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11502 RIDGECREST DR ROSCOE IL 610738111, ROSCOE, IL 61073-8111 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,855.00 (+3.79%) Homeowner's exemption | $158,207 (+9.49%) Land $30,526 Building $127,681 | $474,621 (+9.49%) Land $91,578 Building $383,043 |
| 2024 | $11,422.00 | $144,494 (+21.89%) Land $27,880 Building $116,614 | $433,482 (+21.89%) Land $83,640 Building $349,842 |
| 2022 | Homeowner's exemption | $118,541 Land $22,872 Building $95,669 | $355,623 Land $68,616 Building $287,007 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE WEST-COUNTRYSIDE serves 790 people · EPA ID IL0070350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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