11524 124th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11524 124th Ter, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 1978
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Aug 2025)
Tax Bill$2,266 (2025)
Deeds & MortgagesAug 2020 Second Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-8119-2

Property Details

APN / Parcel Number

Primary APNC62-000-749-8119-2
Alternative APNs
  • 09-30-15-01970-000-0570
  • 301509019700000570
  • 153009019700000570
  • R101378

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,736 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,736 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area198 sqft
Deck Area340 sqft
Patio Area340 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101378
Street Address11524 124TH TER
CityLARGO
StateFL
Zip33778-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON RIDGE LOT 57
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionAVON RIDGE
Legal Tract1970
Legal Lot Number57
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11524 124TH TER, LARGO, FL 33778-2505
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLORIDACENTRAL CREDIT UNION
Aug 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2025 · Amount on File
Deed SaleAug 22, 2025 · Amount on File
Prior SaleMay 9, 2005 · Amount on File
Deed Document Number2025242838
Deed Book / Page23272 / 891
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11524 124TH TER, LARGO, FL 33778-2505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0211260351
DateAug 18, 2020
Book Page21126/351
Instrument2020245509
Lender
NameFLORIDACENTRAL CREDIT UNION
TypeNon-Lending Institution
AddressTAMPA, FL 33609
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueSep 1, 2030

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11524 124TH TER, LARGO, FL 33778-2505
Document Number0197682048
Book / Page019768 / 002048
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11524 124TH TER LARGO FL 337782505, LARGO, FL 33778-2505

Mortgage

Document Number0197682048
DateSep 7, 2017
Book Page019768/002048
Instrument279053
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 6, 2032

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,266.00 (+8.68%)$161,554 (+5.99%)$380,572 (+11.32%) Land $132,560 Building $248,012
2023$2,085.00 (+3.58%) Homeowner's exemption$152,428 (+3%)$341,863 (+11.37%) Land $142,652 Building $199,211
2022$2,013.00 Homeowner's exemption$147,988$306,968 Land $148,486 Building $158,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 124th Ter

Nearby Streets

Search Property Records by Address or Parcel Number