11396 124th Ter, Largo, FL 33778 Property Records

Pinellas County property record for 11396 124th Ter, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,365 sqft · built 2013
Lot Size0.185 acres (8,054 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Nov 2015)
Tax Bill$8,399 (2025)
Deeds & MortgagesJan 2023 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-9163-9

Property Details

APN / Parcel Number

Primary APNC62-000-749-9163-9
Alternative APNs
  • 09-30-15-94698-001-0110
  • 301509946980010110
  • 153009946980010110
  • R102422

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,365 sqft Living Area
Gross Area1,875 sqft
1st Floor Area1,365 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,054 sqft (0.185 acres)
Lot Dimensions100 ft deep x 78 ft wide
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area98 sqft
Deck Area510 sqft
Patio Area510 sqft
Shed1 Shed
Shed Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR102422
Street Address11396 124TH TER
CityLARGO
StateFL
Zip33778-2605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionWALSINGHAM HEIGHTS 1ST ADD BLK 1, LOT 11
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionWALSINGHAM HEIGHTS 1ST ADD
Legal Tract94698
Legal Block1
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2026
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11396 124TH TER, LARGO, FL 33778-2605
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Dec 11, 2020Deed of Trust, Mortgage · FHA Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2015 · Amount on Record
Deed SaleNov 2, 2015 · Amount on Record
Prior SaleSep 13, 2013 · Amount on Record
Deed Document Number2015319452
Deed Book / Page18976 / 486
Prior Transfer DateAug 30, 2011
Prior Transfer Doc0173500888
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11396 124TH TER, LARGO, FL 33778-2605
Transaction TypeMortgage
Record UpdatedFeb 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11396 124TH TER, LARGO, FL 33778-2605

Mortgage

Document Number0223201240
DateJan 19, 2023
Book Page22320/1240
Instrument2023013888
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11396 124TH TER, LARGO, FL 33778-2605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11396 124TH TER, SEMINOLE, FL 33778-2605

Mortgage

Document Number0212940661
DateDec 11, 2020
Book Page21294/661
Instrument2020372431
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,399.00 (+179.5%)$442,366 (+123.44%) Land $150,823 Building $291,543$442,366 (+15.89%) Land $150,823 Building $291,543
2024$3,005.00 (+2%)
2023$2,946.00 (+3.22%) Homeowner's exemption$197,977 (+3%)$381,718 (+13.31%) Land $161,767 Building $219,951
2022$2,854.00 Homeowner's exemption$192,211$336,873 Land $165,907 Building $170,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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