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11523 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11523 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,624 sqft · built 1981
Lot Size0.35 acres (15,273 sqft)
OwnerIndividual on Record
Last Sale$249,000 (Aug 2021)
Tax Bill$3,301 (2023)
Deeds & MortgagesSep 2021 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN221-322-37

Property Details

APN / Parcel Number

Primary APN221-322-37

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,624 sqft Heated Area
Gross Area1,776 sqft
1st Floor Area856 sqft
Upper Floors Area768 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area15,273 sqft (0.35 acres)
PorchPorch
Porch Area112 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number221-322-37
Street Address11523 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL71 B9 M19-174
Legal SubdivisionWALNUT CRK
Legal Block9
Legal Lot Number71
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5830

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address11523 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
KWIK MORTGAGE CORP
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
KWIK MORTGAGE CORP
Jan 24, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleJan 24, 2018 · Amount on Record
Deed Document Number0036388642
Deed Book / Page36388 / 642
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11523 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185206
DateSep 28, 2021
Book Page36578/150
Instrument2021185206
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 9, 2021
Property Address11523 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000152684
Book / Page36388 / 642
Map ReferenceMB 19 PG 174
Instrument DateAug 5, 2021
Instrument2021152684
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyAUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$498.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 E CARRILLO ST STE 303, 303, SANTA BARBARA, CA 93101-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address11523 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733

Mortgage

Document Number0000152685
DateAug 9, 2021
Book Page36388/644
Instrument2021152685
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 24, 2018
Property Address11523 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733
Document Number0000008628
Book / Page032422 / 000318
Instrument DateJan 24, 2018
Instrument8628
Transaction TypeTransfer
Record UpdatedFeb 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$392.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11523 FIVE CEDARS RD CHARLOTTE NC 282263733, CHARLOTTE, NC 28226-3733

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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