Mecklenburg County property record for 11519 Five Cedars Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,000 sqft · built 1980 |
| Lot Size | 0.344 acres (14,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Nov 2015) |
| Tax Bill | $3,860 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-322-36 |
| Primary APN | 221-322-36 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Heated Area |
| Gross Area | 2,552 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 1,040 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 14,998 sqft (0.344 acres) |
| Garage Area | 432 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 221-322-36 |
|---|---|
| Street Address | 11519 FIVE CEDARS RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L70 B9 M19-174 |
| Legal Subdivision | WALNUT CRK |
| Legal Block | 9 |
| Legal Lot Number | 70 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5830 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11519 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 5, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2015 · Amount on Record |
| Deed Sale | Nov 17, 2015 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Document Number | 0000149728 |
| Deed Book / Page | 30420 / 671 |
| Last Transfer Date | Sep 5, 2017 |
| Transfer Doc | 0000120269 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11519 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000171883 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11519 FIVE CEDARS RD CHARLOTTE NC 282263733, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000171883 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 035194/000104 |
| Instrument | 171883 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 18, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 5, 2017 |
| Property Address | 11519 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000120269 |
| Book / Page | 32097 / 037 |
| Map Reference | MB19 PG174 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017120269 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11519 FIVE CEDARS RD, CHARLOTTE, NC 28226-3733 |
| Document Number | 0000120270 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017120270 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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