1152 Towanda Ter, Cincinnati, OH 45216 Property Records

Hamilton County property record for 1152 Towanda Ter, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,708 sqft · built 1931
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on File
Last Sale	$121,900 (Nov 1998)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-0001-0016-00`

Property Details

APN / Parcel Number

Primary APN	`116-0001-0016-00`
Alternative APN	`0011765`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,587 sqft
1st Floor Area	879 sqft
2nd Floor Area	829 sqft
Basement Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)
Lot Dimensions	108 ft deep x 61.4 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	187 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1152 TOWANDA TER
City	CINCINNATI
State	OH
Zip	45216-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1152 TOWANDA TER 61.42 X 108.12 LOT 7 MAKETEWAH VIEW SUB
Legal Subdivision	MAKETEWAH VIEW SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4000
Census Tract	6400

Owner

1152 Towanda Ter is owned and occupied by two individuals who acquired it in September 2009.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1152 TOWANDA TER, CINCINNATI, OH 45216-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1998 · Amount on File
Deed Sale	Nov 6, 1998 · Amount on File
Deed Document Number	1998211588
Deed Book / Page	7801 / 8327
Last Transfer Date	Sep 4, 2009
Transfer Doc	0000000959
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1152 TOWANDA TER, CINCINNATI, OH 45216-2224
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089910
Date	Jul 23, 2021
Book Page	14465/935
Instrument	2021-0089910

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1152 Towanda Ter was $3,915, down 3.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (-3.64%)	$61,586 (-) Land $7,644 Building $53,942	$175,960 Land $21,840 Building $154,120
2024	$4,063.00 (+2.47%)	$61,586 (-) Land $7,644 Building $53,942
2023	$3,965.00 (+49.62%)	$61,586 (+67.75%) Land $7,644 Building $53,942	$175,960 Land $21,840 Building $154,120
2022	$2,650.00	$36,712 Land $6,881 Building $29,831
2020			$104,890 Land $19,660 Building $85,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1152 Towanda Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1152 Towanda Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20