Hamilton County property record for 1148 Towanda Ter, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,674 sqft · built 1935 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $243,500 (Jan 2021) |
| Tax Bill | $5,255 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-0001-0020-00 |
| Primary APN | 116-0001-0020-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,451 sqft |
| 1st Floor Area | 822 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 957 sqft |
| Finished Basement | 180 sqft |
| Unfinished Basement | 777 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 95 ft deep x 62 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | Deck Area |
| Patio Area | 490 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1148 TOWANDA TER |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 1148 TOWANDA TER 62 X 95 LOT 8 MAKETEWAH VIEW SUB |
| Legal Subdivision | MAKETEWAH VIEW SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 6400 |
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1148 TOWANDA TER, CINCINNATI, OH 45216-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 4, 2021 | Survivorship Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on Record |
| Deed Sale | Jan 4, 2021 · Amount on Record |
| Prior Sale | Dec 7, 2012 · Amount on Record |
| Deed Document Number | 2021562 |
| Deed Book / Page | 14326 / 3231 |
| Prior Transfer Date | Feb 17, 2012 |
| Prior Transfer Doc | 0000000102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1148 TOWANDA TER, CINCINNATI, OH 45216-2224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000025293 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 13890/00326 |
| Instrument | 2019-0025293 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 4, 2021 |
| Property Address | 1148 TOWANDA TER, CINCINNATI, OH 45216-2224 |
| Document Number | 0000000562 |
| Book / Page | 14326 / 3231 |
| Map Reference | MB 33 PG 82&83 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2021-0000562 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $974.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1148 TOWANDA TER, CINCINNATI, OH 45216-2224 |
| Document Number | 0000000563 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-0000563 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Number | 0000000564 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 14326/3247 |
| Instrument | 2021-0000564 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE OSWEGO, OR 97035 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,255.00 (+0.08%) | $85,226 (+%) Land $7,221 Building $78,005 | $243,500 (-) Land $20,630 Building $222,870 |
| 2024 | $5,251.00 (-0.15%) | $85,224 (-) Land $7,220 Building $78,004 | |
| 2023 | $5,259.00 (+124.26%) | $85,224 (+154.2%) Land $7,220 Building $78,004 | $243,500 (+154.2%) Land $20,630 Building $222,870 |
| 2022 | $2,345.00 Homeowner's exemption | $33,527 Land $6,500 Building $27,027 | |
| 2020 | $95,790 Land $18,570 Building $77,220 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures